Chapter 7

Helping you find a way out of debt while keeping what you own
Contact Us Today

Chapter 7 Bankruptcy Attorney In Newport News, Virginia

Is Chapter 7 Bankruptcy Right for Me?

At Casey Legal, P.C., we can assist you in understanding and effectively navigating the often complex and overwhelming intricacies of Chapter 7 bankruptcy in Virginia. Our dedicated firm is equipped to help you eliminate a significant portion of your debt, which may include various financial burdens such as payday loans, medical bills, credit card debt, personal loans, repossessions, and much more. Importantly, in the majority of Chapter 7 cases that we handle, you may not have to part with your home or car, provided that you are able to maintain your payments on these essential assets. Our assistance doesn't stop at just filing; as soon as you decide to file, we will be there to support you in putting an end to all forms of harassment and intimidation from creditors, as well as warding off lawsuits, garnishments, and protecting your bank account from being frozen.


Although the legal requirements can be quite strict, having Casey Legal, P.C. by your side can truly make all the difference in your financial journey. Our firm boasts a successful history of helping clients achieve a fresh start financially, allowing them to regain control over their lives. Don’t hesitate to reach out to Casey Legal, P.C. today, and let us show you how our deep understanding of bankruptcy law can provide you with the relief and guidance you need during this challenging time.

Call Casey Legal, P.C. at 757-895-7369 to schedule a consultation with a lawyer today.

Are There Any Types of Debt Chapter 7 Doesn’t Cover?

Regrettably, Chapter 7 bankruptcies are unable to erase certain types of debt that can significantly impact your financial situation. For instance, if you have outstanding income taxes owed to either the federal or state government, or if you are required to pay child or spousal support, or have student loans, you’ll need to explore alternative payment arrangements for these liabilities, as they cannot be discharged through bankruptcy. However, pursuing a Chapter 7 bankruptcy for any other types of debt can be a vital tool to help you free up additional funds, which can then be utilized to manage these specific financial obligations more effectively. It’s absolutely crucial that you begin collaborating with a legal professional who possesses a deep and thorough understanding of bankruptcy law.


At Casey Legal, P.C., our skilled and experienced Chapter 7 attorneys will sit down with you to carefully devise a comprehensive plan that will assist you in successfully navigating your financial difficulties. Don’t hesitate to take the first step toward financial relief—schedule an appointment with one of our proficient attorneys in Virginia today!

What Are Some of the Requirements for a Chapter 7 Bankruptcy?

To effectively safeguard against the potential for excessive exploitation by high-income individuals who may be seeking an "easy out" in difficult financial circumstances, individuals who are considering filing for Chapter 7 bankruptcy are required to successfully pass a means test. This important test is designed to assure the court that your income is not sufficiently high to feasibly settle your debts in a reasonable manner. In addition to passing the means test, individuals must also engage in mandatory financial counseling within the six-month period leading up to their filing. This counseling is a crucial step that helps individuals better understand their financial situation.


To ensure that all these stipulations are adequately met and that all essential paperwork is filed correctly and timely, it is imperative that you consult with a qualified legal professional well in advance of your filing. This proactive approach will help make the entire process as seamless and efficient as possible, allowing you to focus on your path to financial recovery. Begin your journey towards financial liberation today by reaching out to Jessica Casey at Casey Legal, P.C. in Virginia, who is dedicated to addressing all your bankruptcy law needs with experience and compassion.

Contact Us Now

Disclaimer: We are a debt relief agency. We are attorneys who help people file for bankruptcy relief under the bankruptcy code.

Have Questions?

Jessica Casey and the team at Casey Legal, P.C. will meet with you, at no cost, for a full consultation and evaluation of your case.
Call us today at 757-895-7369.

Share by: